Last Updated: July 2025
By accessing, registering for, or utilizing the payment processing services (the “Services”) provided by ACH MERCHANTS (operated by AAA SOFTWARE SOLUTIONS) (“Company,” “we,” “us,” or “our“), you (either an individual or a legal entity, “you,” “your,” or “User“) irrevocably agree to be legally bound by these Terms of Use (“Terms“), along with any incorporated policies, guidelines, or amendments.
If you do not unconditionally accept all provisions herein, you are strictly prohibited from accessing, using, or deriving any benefit from the Services and must immediately cease all usage.
We expressly reserve the right, at our sole and absolute discretion, to modify, amend, or replace these Terms at any time without prior notice. Your continued use of the Services following such changes constitutes your explicit acceptance of the revised Terms.
ACH MERCHANTS provides payment processing solutions, including but not limited to:
You can access our services via proprietary technology and third-party payment Partners.
To qualify for and maintain access to the Services, you must:
Be at least 18 years of age (or the legal age of majority in your jurisdiction).
Operate as a legally registered business entity in good standing under applicable laws.
Comply fully with all U.S. federal, state, and local laws, including but not limited to:
We retain the unrestricted right, at any time and without liability, to:
Reject, suspend, or terminate your account for any reason, including but not limited to:
All content, features, functionality, software, algorithms, databases, interfaces, text, graphics, logos, trademarks, service marks, and other materials (collectively, “Proprietary Materials“ ) provided through the Services are the exclusive property of ACH MERCHANTS (POWERED BY AAA SOFTWARE SOLUTIONS), or their respective licensors, and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.
Subject to your full compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to:
Any unauthorised use, including but not limited to:
Reproduction, modification, distribution, or commercial exploitation
Reverse engineering, decompiling, or disassembling the software
Creating derivative works
Using automated scripts, bots, or scrapers
— constitutes a material breach of these Terms and may result in immediate termination of your access, legal action, and pursuit of statutory damages.
You agree and warrant that:
You will provide accurate, current, and complete information at all times.
You will maintain the security of your account credentials and notify us immediately of any unauthorised access.
You will not use the Services in any manner that:
You are forbidden from engaging in, or permitting others to engage in, the following:
Illegal Transactions:
Fraudulent Activity:
High-Risk Violations:
System Abuse:
Consequences of Violation:
You agree to defend, indemnify, and hold harmless ACH MERCHANTS (POWERED BY AAA SOFTWARE SOLUTIONS), their affiliates, Payment Partners, officers, directors, employees, and agents (collectively, “Indemnified Parties“) from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising from:
Your breach of these Terms
Your misuse of the Services
Violations of law or third-party rights
Fraudulent or unauthorised transactions
Chargebacks, disputes, or regulatory penalties
The Indemnified Parties reserve the right to assume exclusive defence of any matter subject to indemnification, at your expense. You must cooperate fully in such a defence.
This indemnification obligation survives termination of these Terms.
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. WE EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:
Merchantability
Fitness for a particular purpose
Non-infringement
Accuracy, completeness, or reliability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL ACH MERCHANTS (POWERED BY AAA SOFTWARE SOLUTIONS), OR THEIR AFFILIATES, BE LIABLE FOR:
Indirect, incidental, consequential, special, or punitive damages
Lost profits, revenue, data, or business opportunities
Damages arising from third-party actions (e.g., bank delays, fraud)
OUR TOTAL AGGREGATE LIABILITY SHALL NOT EXCEED THE FEES YOU PAID TO US IN THE PREVIOUS SIX (6) MONTHS.
These Terms shall be governed by and construed under the laws of the State of New York, excluding its conflict of law principles.
We will resolve any dispute arising from these terms exclusively through binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.
YOU WAIVE THE RIGHT TO:
If arbitration is unenforceable, any legal action must be brought in the state or federal courts located in New York County, New York.
We may terminate or suspend your access immediately, without notice, for:
Breach of these Terms
Suspected illegal activity
Regulatory compliance risks
Surviving Sections:
For inquiries regarding these Terms, please contact:
Email: info@achmerchants.com
Phone: 888-885-5819
Website: https://achmerchants.com
For handling transactions, ACH offers superior security layers. Direct bank-to-bank transfers enhance this protection.
Copyright © 2026 ACH Merchants. Powered by AAA Software Solutions.
